Real estate appraisal services for homeowners in the city of Carmel and Putnam County

Check out the top 7 reasons why NY homeowners hire NY Appraisals, Inc:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Putnam county's assessment of your property
  3. Remove PMI to cut a mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NY divorce, when real estate property needs to be divided
  7. Settle an estate in NY by determining the true market value of real estate in question

Do you own a house in or near Carmel? Do you need help deciding the price of your real estate?
Contact NY Appraisals, Inc.

At NY Appraisals, Inc, we understand the unique needs of a homeowner in need of appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at NY Appraisals, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. NY Appraisals, Inc is veterans in helping people just like you get rid of unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that's going down. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal from NY Appraisals, Inc is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. NY Appraisals, Inc can provide you with a professional appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? NY Appraisals, Inc offers field reviews where we'll go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? NY Appraisals, Inc can help you with that. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.